Question Author
Hi there, the house is my parents' who do not live here, it is owned outright by them, they are elderly and not in this country. As I am allowed to live here, rent free, then all the bills are down to me this includes the upkeep, maintenance, plus they just havent got the finances, they've been good enough to let me have this arrangement until I get my own house and get married. That is the situation, and I agree not very typical! Thanks for replies, so far!