14 across the best erotic ..... hotel MARIGOLD
42 white marking on the lower half of an equine animal SOCK
48 Novelist who created Wilbur Charlotte Templeton WHITE
28 down A score of two strokes under par at a hole in golf EAGLE
Many thanks cliffy for the lift off, I'll be back on deck with all the results Tuesday evening/morning so please bear with me [living in the lap of luxury here in daughter's house in Melbourne ...so nice I might stay !!]