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It may have been copied and pasted from a hoax chain mail that was found on the internet, but I will stress once again that my friend was a victim of exactly what has been described in the text. Just because it started out life as a hoax, does not mean to say that scam artists will never try it. Unfortunately, there are always people gullible enough to give out their details, blissfully unaware of what is really happening. Like I said earlier, my friend may well have found out that this is an old one, and merely copied and pasted the text rather than type it all out. And just for the record, she is deeply upset about the money she lost.