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Thanks peeps.
Tried ringing my insurer today, and the answer was.... ta da da da... er. "the claim shows as closed, but it doesnt say anything about what we have done to your NCD so we dont know". So i am to call back on Monday when someone who has half a clue might be able to help. I guess the only positive is, if they havent decided, i might have half a chance of arguing my case if they try and take the lot? Do i have a chance of arguing my case?
Seems a little unfair to take the lot when it wasnt my fault it got stolen AND it was recovered with fairly minimal damage. We shall see.
York- thanks for your concern. I have an appointment at the optician next week. It seems to be OK, but i havent tried the contact lenses again since, nor tried another flight so want the peace of mind of hving the check anyway.