EverClean Member Profile in The AnswerBank

interest only mortgages

will an interest only payback mortgage get the full interest rate change

I am wondering if Bankruptcy is right for me? I am moving out of the UK for good. Now I have a unsecured loan of ?40,000 with a high street bank, would it be right for me to claim Bankruptcy on that...

markus33

My 'fixed' mortgage rate - is it really?

Can anyone tell me why the monthly payments on my so called fixed rate with halifax went down last year when their SVR was lowered to 7.25% but has not dropped now their SVR is 5%.

missvagabond

Unenforceable credit agreement

if i prove through a solicitor that a credit agreement is unenforceable due 1.to a breach on the way the account was run 2. because they cannot or will not provide the original credit agreement with...

smurfchops

Independent Financial Adviser

Where can I find a reliable independent financial adviser, and what do they charge? Surrey area.

naazlondon

main issue facing Barclays

what is the main issue that facing Barclays bank now and how can they overcome

Maggoty

I have �2000 to invest for 9 months

However, I do need to be able to get to it at the end of the 9 months so can't do anything risky such as shares etc. Anyone know of any good savings accounts/ISA etc out there that will give me a...

Natasha2408

mortgage holiday

has anyone had payment holiday with the abbey

skinnyninny

Employing the Self Employed

I have a small gift shop and run it six days a week. I have to go away for three weeks and need someone to run it for me. I obviously do not have a payroll system and I don't think one employee would...

Tock389

Cash...quickly

Hello. I need to find ?1,000 by next Friday. Can you suggest a way - anything legal considered

BertiWooster

Contents Cover

What criteria does an insurance company use to decide if the amount your contents cover is insured for , is sufficient , should you ( god forbid ) have to make a claim for total replacement .

barney1966

paying off loans

I am due to get a lump sum shortly which I intend using to pay off some loans (from major High Street banks) and also some credit cards. I have phoned and been quoted amounts for full and final...

dexter7

mortgage

i have a car on hp (taken out over 5 years) i have had it just over a year, can anyone tell me what would happen if i handed it back just now and how would this affect my mortgage which is due for...

milo1978

Bank Troubles!!

Ive got a massive problem with my bank. Lat night during a routine enquiry I found out that an arrangement has been made between myself & my bank. BUT this never happened!! I never made an arrangement...

markh1972

mortgage broker

just had a mortgage broker over( the second one ) the first charged 300 quid on completion but this one charged a percentage of the amount of the remortgage which i have workrd out to be roughly 2,500...

sammmo

credit checks

my daughter is about to rent a house and the rental agents want me to be guarantor ..I don't object to this but they say i need to pay ?60 so as to have a credit check ..I think this should come out...

EverClean

Books

Hi My son will be 2 in a couple of weeks and he has really developed over the last 2 weeks or so in terms of colours, counting, animals, opposites, etc. I was looking for a range of books that covered...

luckyman

is my money safe with-- abbey ???

i have a very large bond,,over ? 35.000 with abbey.....i do understand i am only insured for 35,000 .......anything over that amount im not........i also know abbey is part of santander/spanish...

pincfish5555

Can I sue ?

I was due to sign and complete on a small business (shop), the very morning, the owner changed his mind and pulled out. I have since lost a considerable amount of money, eg. solicitor's fees and am...